In Latin America there is a trend that has begun to flourish, challenging traditional institutions and regulators to adapt to a new paradigm: Open Finance.
Each country in the region has adopted a different approach to Open Finance, depending on its economic, social and political context. This has created a patchwork of regulations that, although diverse, have a common goal: to provide a more competitive, secure and transparent financial environment.
From the pioneering Fintech Law published in Mexico in 2018, the giant steps taken by Chile, Colombia's first steps and Peru's advances, the Latin American Open Finance landscape is constantly evolving, and with it comes both challenges and opportunities.
This guide dives into the details of this landscape, exploring the various regulatory initiatives and their impact on the ecosystem.
Here you will not only understand the legal framework, but also glimpse the future where financial barriers disappear, and innovation creates new forms of interaction, collaboration and growth. From the regulations that are shaping financial policies, to the key players that are leading change, each page is designed to help you make informed decisions in this dynamic ecosystem.
This is the regulatory roadmap you need and it is also a journey into the future.
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